RE: Mind the GAP

RE: Mind the GAP

Friday 13th November 2015
Mind the GAP
UPDATE: ALA and PH now have a GAP insurance competition too!

Let's be realistic here; GAP insurance isn't quite as interesting a topic as power outputs, zero to 60 figures or Nurburgring lap times when it comes to car related pub banter. But, if you've stretched yourself a little to buy that dream car but want to be able to enjoy it without exposing yourself financially if the worst happens, it could be worth considering.If you're not exactly sure what it is or why you'd want it permit us a brief explanation. Guaranteed Asset Protection insurance covers the difference between what you paid - or financed - a car for and what you'd get back from your insurer in the case of a total loss claim once they've accounted for depreciation and other factors. Depending on your situation and the car in question this could potentially be quite a big difference, leaving you signficantly out of pocket, paying outstanding finance on a written-off car or unable to purchase an equivalent replacement.

If this sounds like something you'd be interested in exploring PistonHeads has teamed up with highly rated GAP provider ALA Insurance to offer discounted policies and advice to all PHers, whether your car is new or up to 10 years old. In the spirit we're not all experts on the topic there is a sponsored forum thread already up and running where ALA staff will- no matter how basic - and advise on products they may have to suit your needs. And if you decide you'd benefit from purchasing cover by quoting the discount code PISTON12 you can claim a significant saving, exclusive to PHers.

If you'd like to know moreis packed with further info or you can give them a call on 01653 916280. Or just join theand hear directly from ALA's experts and fellow PHers.

To celebrate our partnership with ALA Insurance, we've teamed up with them to give away a free GAP insurance policy to one lucky PHer. If you win and you've recently purchased a policy with ALA, then you'll get a full refund. If your car doesn't qualify for an ALA GAP insurance policy, don't worry as we'll give you a £150 Amazon voucher. That means there's a prize for anyone!

We also have two runner-up prizes of a winter car care pack to help keep you safe in the cold and dark months ahead as well, so get entering below.